Yiya Ngaphandle Kwemali, Yiya Ngobuchule – Incopho kwikamva leNdlela yokuhlawula iMali ngaphandle kweMali

Molo kwikamva lokuthengisa: iTekhnoloji engenamali

Ubusazi na loo nto?umeshini wokuthengisaIintengiso ngo-2022 zibone ukunyuka okumangalisayo kwe-11% kwiindlela zokuhlawula ngaphandle kwemali kunye ne-elektroniki? Oku kube yi-67% emangalisayo yazo zonke iintengiselwano.

Njengoko indlela yokuziphatha kwabathengi itshintsha ngokukhawuleza, enye yezona nguqu zibalulekileyo yindlela abantu abathenga ngayo. Abathengi banamathuba amaninzi okusebenzisa amakhadi abo okanye ii-smartphones ukwenza iintlawulo kunokuhlawula ngemali. Ngenxa yoko, amashishini kunye nabathengisi banikezela ngentlawulo yedijithali ukuze bahlale bekhuphisana kwaye banelise iimfuno zabathengi babo.

Indlela Yokuthengisa Izinto Ezithengiswa Ngayo

Ukuvela koomatshini bokuthengisa ngaphandle kwemali kuyayitshintsha indlela esithenga ngayo. Aba matshini abasasebenzi nje kuphela ekuthengiseni izimuncumuncu neziselo; baphucuke baba ngoomatshini bokuthengisa abaphucukileyo. Le ndlela ikwakho nakwi-intanethi.oomatshini bokuthengisa ikofu, oomatshini bekofukunye noomatshini bokuthengisa ukutya neziselo njl.njl.

Ezi matshini zokuthengisa zanamhlanje zibonelela ngeentlobo ngeentlobo zeemveliso eziqala kwi-elektroniki kunye nezinto zokuthambisa ukuya kukutya okutsha kwanezinto zodidi oluphezulu.

Le ndlela yokuhlawula nge-elektroniki engenamali ibangelwa lula kwaye inika iingenelo ezininzi kumashishini.

Ukuthengisa ngaphandle kwemali kuvumela ukulandelelwa kwezinto ngexesha langempela, ukuphucula ukusebenza kakuhle kwentengiso, kwaye kusekelwe kwidatha yokuthenga kwabathengi. Yimeko enceda bonke abathengi kunye namashishini!

Yintoni Ekhokelele Kwindlela Yokusebenzisa Imali Engekho Phantsi?

Abathengi namhlanje bakhetha ukuthengiselana ngaphandle kokuthintana okanye ngaphandle kwemali, okukhawulezayo, okulula, nokusebenzayo. Abasafuni ukukhathazeka ngokuba nemali eyaneleyo yokwenza intlawulo.

Kubaqhubi boomatshini bokuthengisa, ukungabi namali kunokwenza umsebenzi ube lula. Ukuphatha nokulawula imali kunokuthatha ixesha elininzi kwaye kunokubangela iimpazamo ebantwini.

Kubandakanya ukubala iingqekembe kunye neemali, ukuzifaka ebhankini, kunye nokuqinisekisa ukuba oomatshini bagcwele itshintshi ngokwaneleyo.

Iintengiselwano ezingenamali ziyayisusa le misebenzi, zenze oosomashishini bakwazi ukuchitha ixesha kunye nezixhobo ezixabisekileyo baye kwezinye iindawo.

Iinketho ezingenamali

• Izixhobo zokufunda amakhadi etyala kunye nawebhanki ziyindlela eqhelekileyo.

• Iindlela zokuhlawula ngefowuni, yenye indlela.

• Iintlawulo zekhowudi ye-QR nazo zinokuqwalaselwa.

Ikamva Lokuthengisa Alinamali

Ingxelo kaCantaloupe iqikelela ukukhula kwe-6-8% kwiintengiselwano ezingenamali kwiimashini ezithengisa ukutya neziselo, kucingelwa ukuba ukwanda kuhlala kuzinzile. Abantu bakhetha ukuba lula xa bethenga, kwaye iintlawulo ezingenamali zidlala indima enkulu kuloo lula.